Terms & Conditions

Introduction

These Website Standard Terms and Conditions written on this webpage shall manage your use of this website. These Terms will be applied fully and affect your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions. We reserve the right, at our sole discretion, to update or revise these Terms. You agree to accept notice of any changes and you agree to any changes to these Terms by the posting of modified terms of use on this Site. Please check this content regularly for changes or modifications.

No Use Of Site By Minors

No person under the age of 18 may use this Site, If you are under age 18 please leave this site immediately.

Intellectual Property Rights

CREDIFAI and/or its licensors own all the intellectual property rights and materials contained in this Website. including but not limited to all images, icons, text, videos, music, software, logos, and expressions and ideas, is intellectual property protected by U.S. and international copyright, and trademark laws. Any commercial use of this Site beyond the specified license use, or by written authorization from us, is prohibited, you may not reproduce or distribute the text or graphics to others You are granted a limited license only for purposes of viewing the material contained on this Website. You are specifically restricted from all of the following: Publishing any Website material in any other media; selling, sublicensing, and/or otherwise commercializing any Website material; Publicly performing and/or showing any Website material; Using this Website in any way that is or may be damaging to this Website; Using this Website in any way that impacts user access to this Website; Using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity; Engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website; Using this Website to engage in any advertising or marketing. Certain areas of this Website are restricted from being accessed by you and CREDIFAI may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you are responsible and must maintain confidentiality as well. The logos, trade names, and trademarks used on this Site are our registered marks.

Third-Party Providers

Certain material that may be provided on this site is independently obtained, by third parties, and we are not responsible for these third parties.

Limitation Of Liability, No Warranties

In no event shall CREDIFAI, nor any of its officers, directors, and employees shall be held liable for anything arising
out of or in any way connected with your use of this Website whether such liability is under contract. CREDIFAI,
including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special
liability arising out of or in any way related to your use of this Website. This Site content is provided “as is” and

without warranties of any kind, we assume no responsibility, and shall not be liable for, any viruses that may infect or damage your computer equipment or other property as a result of your access to or browsing of this Site. We reserve the right to make changes to any content or to the Terms of this Site at any time and without notice.

Services Offered Are Subject To Our Acceptance

Information on this Site is not intended for distribution to, or use by, any persons or entities in any jurisdictions or countries where such distribution or use is not authorized or licensed, or where any content or transaction on this Site is unlawful. Users of this Site do so of their own initiative and are responsible for compliance with local laws. None of the products or services referenced on this Site shall constitute a firm offer of credit or a credit agreement or contract.

This Site provides general information about us and the products and services offered by us and the products and services offered through us. Your eligibility for particular products and services is subject to final determination, restrictions, and acceptance by us or the affiliate or partner that issues the product or service.

We reserve the right to terminate any or all offerings without prior notice to the user.

Electronic Consent

By clicking on any button indicating an acceptance of these Terms or your continued use of this Site, you are consenting, acknowledging, and agreeing to the stated Terms of use and the related terms and conditions of any submissions made to us by or through this Site.

No Relationship Is Established By Providing Information On This Site

You agree that no client, advisory, fiduciary, or professional relationship is created, implied, or established between you and us and that you agree that you will consult appropriate licensed professionals for opinions and advice relating to the specific facts, laws, and roles that may apply in your specific case.

Indemnification

You hereby indemnify to the fullest extent CREDIFAI from and against any and/or all liabilities, costs, demands, causes
of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

Governing Law, Jurisdiction & Arbitration

These Terms will be governed by and interpreted in accordance with the laws of the State of California, and you submit to the non-exclusive jurisdiction of the state and federal courts located in ca for the resolution of any disputes. You hereby agree that all disputes and causes of action arising out of use of this Site may be arbitrated (at our sole discretion) by a single arbitrator selected by us and conducted in California, or such other location, as we may choose in its sole discretion, under the rules of the American Arbitration Association (“AAA”) and the California Rules of Civil Procedure with limited discovery. The judgment of the arbitrator shall be binding and executable in any civil court. We will pay to AAA arbitration fees in excess of the first US$500 for you once you have paid $500 to AAA, but in no case more than a total of $3,000 arising out of any single, group, or class cause of action. The losing party shall pay all costs and fees. Equitable actions for temporary restraining orders or injunctions may be instituted in a court of competent jurisdiction concerning the use, misuse, or improper dissemination of information. You agree to submit to personal jurisdiction in California, and that the venue of any lawsuit, dispute, or cause of action of any kind or in any forum, whether arising in tort, contract, or otherwise, including but not limited to actions arising out of any use, inability to use or viewing of this Site, or the terms or subject matter of these Terms of Use shall be in California, or such other venue as may be determined by us at our sole discretion, and that the law to be applied shall be the law of California, without regard to conflict of law principles.

Changes And Amendments

We reserve the right to change these Terms or any Site content at any time without notice and in our sole discretion, Any change to these Terms shall be effective by posting of the Terms with or without notice of any specific changes. Your continued use of this Site following your receipt of notice of any modifications will constitute binding acceptance of any modification.

Confidentiality Of Internet Not Guaranteed

Information to us on the internet must be undertaken at your own risk, there are many aspects on internet that we cannot control, we expressly disclaim any implied confidential warranty.

Assignment

CREDIFAI is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between CREDIFAI and you in relation to your use of this Website, and
supersede all prior agreements and understandings.

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